Why Finance Innovators?
Finance Innovators helps businesses grow by offering customers flexible payment options while ensuring you get paid upfront. Our unique solution combines Buy Now, Pay Later financing (available to customers with 580+ credit scores) with seamless credit card processing—all with white-glove service.
Unlike traditional providers, we approve 98% of merchants and assign you a dedicated Account Manager. You'll benefit from higher conversions (customers spend 40%+ more with financing), next-day funding, and risk-free transactions. Whether you're a contractor, retailer, or healthcare provider, we tailor solutions to increase sales, reduce cancellations, and build customer loyalty.
More than a payment processor, we're your growth partner—delivering the tools and support to outperform competitors. Let's discuss how we can help your business succeed.
Close more deals
Remove price objections
Increase order values
Customers spend 40%+ more
Get paid faster
Funds in 24 hours (BuyNow, PayLater) or next day (cards)
Grow effortlessly
Dedicated Account Manager included
Our Solutions
BuyNow, PayLater Financing
Empower Your Customers with Instant Payments
At Finance Innovators, our innovative solutions streamline transactions, so your customers can pay you instantly. Whether they use cards, digital wallets, or other methods, we make it quick and secure. Offer your customers the payment experience they demand to build trust, boost satisfaction, and drive more sales.
Why Merchants Love It:
98% Merchant Approval Rate
Dedicated Account Manager
No risk - You get paid upfront
Increase sales by 30-50%
Easy Process Flow for Merchants to follow:
1
Customer Applies (2-minute application)
2
Instant Pre-Approval (soft credit check)
3
Full Approval within 72 Hours (may take additional time based on the applicant)
4
Funds are sent to your customer to pay you directly
5
Customer repays over 3-60 months
Merchant Processing
Accept Credit and Debit Cards - Fast & Secure
In today's fast-paced business world, offering your customers a seamless and reliable payment experience is essential. At Finance Innovators, we understand the importance of empowering your customers with a wide range of payment options that are both convenient and secure.
Whether your customers prefer to use credit cards, digital wallets, or any other modern payment method, our innovative solutions make it easy for them to complete transactions quickly and with confidence. By streamlining the payment process, you can build trust, enhance customer satisfaction, and ultimately drive more sales and revenue for your business.
Get Started in 3 Steps
1
2
Choose Your Hardware
Terminal, mobile reader, or virtual terminal - pick the option that fits your business best.
3
Start Processing in Days
Once approved, you can begin accepting payments right away.
White-Glove Service Difference
Our team is dedicated to providing white-glove service to ensure a smooth transition and ongoing support for your payment processing needs. At Finance Innovators, we strive to create a personalized experience tailored to your business requirements. With our expertise and comprehensive solutions, you can focus on growing your business while we handle the payment processing seamlessly.
Your Dedicated Account Manager
- Single point of contact
- Implementation guidance
- Quarterly business reviews
- Priority support (<30 min response)
Additional Benefits
- Staff training sessions
- Marketing materials
- Performance analytics
Success Stories
Our commitment to your success extends beyond just payment processing. We offer staff training sessions to maximize your team's efficiency, provide you with marketing materials to help promote your business, and equip you with performance analytics to track your progress and make informed decisions.
🏡 Roofing Contractor
"FI helped us close 62% more jobs last quarter. Our Account Manager is our secret weapon!"
💍 Jewelry Store Owner
"Average sale went from $800 to $1,200 overnight when we added payment financing. Thank you Finance Innovators"
🦷 Dental Practice
"Now 85% of patients choose financing - no more cancellations due to cost. Dana is awesome and we value our relationship"
🚗 Auto Repair Shop
"The mobile payment system lets us take cards right at the vehicle. Tips doubled!"
How to Get Started
For BuyNow, PayLater:
1
5-minute application
2
24-hour approval (98% acceptance)
3
Personal onboarding with your Account Manager
4
Start offering financing immediately
For Payment Processing:
1
Easy application
2
Fast approval (often same-day)
3
Receive equipment or online account access
4
Start processing next day
Frequently Asked Questions
How quickly can I start?
Most merchants launch within 72 hours
What credit scores qualify?
580+ FICO for customers
Is there risk to my business?
None - you're paid upfront
Can I use both solutions?
Yes! Most merchants bundle them
What marketing help do you provide?
Customizable templates and training
How are BNPL funds sent?
Directly to customer to pay you
What hardware options exist?
Terminals, mobile readers, or computer
Is there long-term contract?
No - cancel anytime
What are the BuyNow, PayLater Fees?
There is a one time setup fee of $299.00, a Monthly fee of $35.00 and Transaction fee of 4.99% which is collected after you are paid.
Is Merchant support available?
Yes, we provide white-glove service for all Merchants by assigning a dedicated account manager to ensure successful transactions.
Ready to Grow?
Contact
Email
Finance Innovators works with licensed lending partners. All financing subject to credit approval. Terms apply.